Disabled people often need financial assistance in addition to a mortgage and their capital in order to buy or adapt their home. This may come from a public or charitable body, or from friends or family.
Legal arrangements will need to be made for its repayment under agreed criteria. This can interrupt, or slow, the conveyancing process.
Where money will be repaid a contract should always be written. This should be explicit about the timescales concerned and repayment circumstances. Legal advice should be sought.
The arrangements for the repayment of loans or grants differ with the type of assistance offered.
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